ZIP Code 48464 - Otter Lake Michigan
Overview
ZIP Code 48464 is located in Otter Lake Michigan. Portions of 48464 are also in Marathon Township and Forest Township (Genesee County) and Watertown Township (Tuscola County). 48464 is primarily within Lapeer County, with some portions in Tuscola County. Regionally, 48464 is located in Metro Detroit.
ZIP Code 48464 Quick Stats
| ZIP Code Name | Otter Lake |
| Primary County | Lapeer County |
| ZIP Code Type | Standard |
| Population (2022) | 1,999 |
| Area Code(s) | 810 / 989 |
| Current Time | EDT |
ZIP Code 48464 Map
48464 Demographics
48464 can be classified socioeconomically as Lower Middle Class class compared to other ZIP Codes in Michigan based on Median Household Income and Average Adjusted Gross Income. The majority race/ethnicity residing in 48464 is White. The current unemployment level in 48464 is 5.1%.
| Population | 1,999 |
| Population Growth Rate | -6.74% |
| Population Density | 125 People per Square Mile |
| Total Households | 725 |
| Median Household Income (2021) | $57,857 |
| Average Adjusted Gross Income (2021) | $153,300 |
| Current Unemployment Rate (May 2026) | 5.1% |
| Sales Tax Rate (2025) | 6% |
| Majority Race/Ethnicity | White - 93.94% |
48464 Race/Ethnicity Breakdown
| Race/Ethnicity | Total | Percentage |
|---|---|---|
| White | 1,876 | 93.8% |
| Black | 1 | 0.05% |
| Hispanic | 98 | 4.9% |
| Asian | 13 | 0.65% |
| Native American | 9 | 0.45% |
| Hawaiian/Pac. Islander | 3 | 0.15% |
48464 Educational Attainment Levels
| Highest Education Level | Total | Percentage |
|---|---|---|
| Less Than 1 Year of College | 108 | 8.61% |
| Bachelor Degree | 118 | 9.41% |
| High School Diploma | 607 | 48.41% |
| No High School Diploma | 19 | 1.52% |
| GED or Alternate | 61 | 4.86% |
| 1 or More Years of College | 188 | 14.99% |
| Associates Degree | 93 | 7.42% |
| Masters Degree | 52 | 4.15% |
| Professional Degree | 0 | 0% |
| Doctorate Degree | 8 | 0.64% |
48464 Geography
| Coordinates | 43.21738434, -83.41585541 |
| Adjacent ZIP Codes | |
| Cities/Towns in 48464 | |
| Regions | Metro Detroit Flint-Saginaw-Bay City Area |
| Metropolitan/Micropolitan Stat Area | Detroit-Warren-Dearborn, MI |
| Time Zone | Eastern Daylight Time |
| IANA Timezone | America/Detroit |
| Area | 16 Square Miles |
48464 Schools
| School Districts in 48464 | |
| Elementary Schools in 48464 | |
| Middle Schools in 48464 | |
| High Schools in 48464 |
48464 Weather and Climate Data
| Plant Hardiness Zone | Zone 6a: -10F to -5F | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average First Frost Date | September 21 - 31 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Last Frost Date | May 11 - 20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Koppen-Geiger Climate Zone | Dfb - Humid Continental Mild Summer, Wet All Year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Ecoregion | 56g - Lansing Loamy Plain | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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