ZIP Code 48706 - Bay City Michigan

ZIP Code 48706 is located in Bay City Michigan. Portions of 48706 are also in Monitor Charter Township and Bangor Charter Township and Frankenlust Township and Kawkawlin Township and Portsmouth Charter Township. 48706 is entirely within Bay County. Regionally, it is located in the Flint-Saginaw-Bay City Area.

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ZIP Code 48706 Quick Stats

ZIP Code NameBay City
Primary CountyBay County
ZIP Code TypeStandard
Population (2022)39,182
Area Code(s)989
Current Time

ZIP Code 48706 Map

48706 Demographics

48706 can be classified socioeconomically as Lower Middle Class class compared to other ZIP Codes in Michigan based on Median Household Income and Average Adjusted Gross Income. The majority race/ethnicity residing in 48706 is White. The majority race/ethnicity attending public schools in 48706 is White. The current unemployment level in 48706 is 6.4%.

Population Growth Rate0.00%
Population Density546 People per Square Mile
Total Households16,935
Percentage High Income Households1.9%
Median Houshold Income (2021)$53,002
Average Adjusted Gross Income (2020)$55,550
Current Unemployment Rate (February 2024)6.4%
Majority Race/EthnictyWhite - 93.60%
Public School Majority Race/EthnictyWhite - 80.01%

48706 Race/Ethnicty Breakdown

Native American840.21%
Hawaiian/Pac. Islander530.13%

48706 Public School Race/Ethnicty Breakdown

Native American240.52%
Hawaiian/Pac. Islander20.04%

48706 Educational Attainment Levels

Highest Education Level AttainedTotalPercentage
Less Than 1 Year of College2,88011.09%
Bachelor Degree3,71614.31%
High School Diploma9,06834.93%
No High School Diploma2430.94%
GED or Alternate1,0444.02%
1 or More Years of College4,34616.74%
Associates Degree2,84510.96%
Masters Degree1,3165.07%
Professional Degree3391.31%
Doctorate Degree1670.64%

48706 Geography

Adjacent ZIP Codes
Cities/Towns in 48706
RegionFlint-Saginaw-Bay City Area
Metropolitan/Micropolitan Stat AreaBay City, MI
Time ZoneEastern Standard Time
IANA TimezoneAmerica/Detroit
Area72 Square Miles

48706 Politics

US Congressional Districts in 48706
Michigan State Senate Districts in 48706
Michigan State House of Representatives Districts in 48706

48706 Schools

48706 Weather and Climate Data

Plant Hardiness ZoneZone 6a: -10F to -5F
Average First Frost DateOctober 11 - 20
Average Last Frost DateMay 1 - 10
Koppen-Geiger Climate ZoneDfb - Humid Continental Mild Summer, Wet All Year
Ecoregion57e - Saginaw Lake Plain

48706 Annual Climate Data

Avg Min Temp (°F)14152435475660595141312138
Avg Max Temp (°F)28314154677781797160453456
Avg Precip (In.)1.671.282.12.953.033.082.383.384.222.632.651.831.16

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