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ZIP Code 49686 - Traverse City Michigan

Overview

ZIP Code 49686 is located in Traverse City Michigan. Portions of 49686 are also in Peninsula Township and East Bay Township and Garfield Charter Township and Acme Township and Old Mission. 49686 is entirely within Grand Traverse County. Regionally, 49686 is located in the North Michigan Area.

ZIP Code 49686 Quick Stats

ZIP Code NameTraverse City
Primary CountyGrand Traverse County
ZIP Code TypeStandard
Population (2022)25,282
Area Code(s)231
Current Time
EDT

ZIP Code 49686 Map

Map of ZIP Code 49686 in Traverse City, MI — click to open interactive map

49686 Demographics

49686 can be classified socioeconomically as Lower Middle Class class compared to other ZIP Codes in Michigan based on Median Household Income and Average Adjusted Gross Income. The majority race/ethnicity residing in 49686 is White. The majority race/ethnicity attending public schools in 49686 is White. The current unemployment level in 49686 is 5.1%.

Population25,282
Population Growth Rate0%
Population Density482 People per Square Mile
Total Households13,651
Percentage High Income Households4.5%
Median Household Income (2021)$64,334
Average Adjusted Gross Income (2021)$586,360
Current Unemployment Rate (May 2026)5.1%
Sales Tax Rate (2025)6%
Majority Race/EthnicityWhite - 95.77%
Public School Majority Race/EthnicityWhite - 87.46%

49686 Race/Ethnicity Breakdown

Race/EthnicityTotalPercentage
White23,57395.71%
Black1500.61%
Hispanic7453.02%
Asian660.27%
Native American790.32%
Hawaiian/Pac. Islander170.07%

49686 Public School Race/Ethnicity Breakdown

Race/EthnicityTotalPercentage
White4,36790.43%
Black771.59%
Hispanic2034.2%
Asian781.62%
Native American911.88%
Hawaiian/Pac. Islander130.27%

49686 Educational Attainment Levels

Highest Education LevelTotalPercentage
Less Than 1 Year of College2,0269.24%
Bachelor Degree4,70621.46%
High School Diploma4,82822.02%
No High School Diploma1910.87%
GED or Alternate4281.95%
1 or More Years of College3,95518.04%
Associates Degree2,37410.83%
Masters Degree2,55511.65%
Professional Degree6512.97%
Doctorate Degree2120.97%

49686 Geography

Coordinates44.81810379, -85.52973175
Adjacent ZIP Codes
Cities/Towns in 49686
Neighborhoods in 49686
RegionNorth Michigan Area
Metropolitan/Micropolitan Stat AreaTraverse City, MI
Time ZoneEastern Daylight Time
IANA TimezoneAmerica/Detroit
Area52 Square Miles

49686 Schools

School Districts in 49686

49686 Weather and Climate Data

Plant Hardiness ZoneZone 5b: -15F to -10F
Average First Frost DateOctober 1 - 10
Average Last Frost DateMay 21 - 31
Koppen-Geiger Climate ZoneDfb - Humid Continental Mild Summer, Wet All Year
Ecoregion51m - Manistee-Leelanau Shore
49686 Annual Climate Data
JanFebMarAprMayJunJulAugSepOctNovDecAnnual
Avg Min Temp (°F)14142132425258575040312136
Avg Max Temp (°F)27304053677681787058443255
Avg Precip (In.)2.841.742.012.632.363.213.113.423.663.022.752.6433.39

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