ZIP Code 38685 - Waterford Mississippi
Overview
ZIP Code 38685 is located in Waterford Mississippi. 38685 is primarily within Marshall County, with some portions in Lafayette County. Regionally, 38685 is located in Metro Memphis.
ZIP Code 38685 Quick Stats
| ZIP Code Name | Waterford |
| Primary County | Marshall County |
| ZIP Code Type | Standard |
| Population (2022) | 1,120 |
| Area Code(s) | 662 |
| Current Time | CDT |
ZIP Code 38685 Map
38685 Demographics
38685 can be classified socioeconomically as Lower Middle Class class compared to other ZIP Codes in Mississippi based on Median Household Income and Average Adjusted Gross Income. The majority race/ethnicity residing in 38685 is White. The current unemployment level in 38685 is 3.8%.
| Population | 1,120 |
| Population Growth Rate | 0% |
| Population Density | 15 People per Square Mile |
| Total Households | 438 |
| Median Household Income (2021) | $44,512 |
| Average Adjusted Gross Income (2021) | $178,200 |
| Current Unemployment Rate (May 2026) | 3.8% |
| Sales Tax Rate (2025) | 7% |
| Majority Race/Ethnicity | White - 74.04% |
38685 Race/Ethnicity Breakdown
| Race/Ethnicity | Total | Percentage |
|---|---|---|
| White | 1,078 | 74.04% |
| Black | 352 | 24.18% |
| Hispanic | 26 | 1.79% |
| Asian | 0 | 0% |
| Native American | 0 | 0% |
| Hawaiian/Pac. Islander | 0 | 0% |
38685 Educational Attainment Levels
| Highest Education Level | Total | Percentage |
|---|---|---|
| Less Than 1 Year of College | 0 | 0% |
| Bachelor Degree | 20 | 3.13% |
| High School Diploma | 431 | 67.45% |
| No High School Diploma | 18 | 2.82% |
| GED or Alternate | 35 | 5.48% |
| 1 or More Years of College | 98 | 15.34% |
| Associates Degree | 15 | 2.35% |
| Masters Degree | 22 | 3.44% |
| Professional Degree | 0 | 0% |
| Doctorate Degree | 0 | 0% |
38685 Geography
| Coordinates | 34.59970093, -89.49017334 |
| Adjacent ZIP Codes | |
| Regions | Metro Memphis Oxford Area |
| Metropolitan/Micropolitan Stat Areas | Memphis, TN-MS-AR Oxford, MS |
| Time Zone | Central Daylight Time |
| IANA Timezone | America/Chicago |
| Area | 75 Square Miles |
38685 Schools
| School Districts in 38685 |
38685 Weather and Climate Data
| Plant Hardiness Zone | Zone 7b: 5F to 10F | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average First Frost Date | October 21 - 31 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Last Frost Date | April 1 - 10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Koppen-Geiger Climate Zone | Cfa - Humid Subtropical Climate | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Ecoregion | 65e - Northern Hilly Gulf Coastal Plain | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||